Privacy Policy

1. Introduction

Welcome to Vyora Growth Academy ("we", "us", "our"). We are committed to protecting your personal information and your right to privacy. This Privacy Policy governs the privacy practices of our website and e-learning platform located at Vadodara, Gujarat, India.

By accessing our platform, enrolling in our courses, or registering for our affiliate MLM programs, you trust us with your personal data. We explain in this policy what information we collect, how we use it, and what rights you have in relation to it under the Information Technology Act, 2000 and the Digital Personal Data Protection (DPDP) Act.

2. Information We Collect

We collect personal information that you voluntarily provide to us when registering on our platform, purchasing packages, or submitting KYC details. This includes:

• Identity Data: Full Name, Email Address, Phone Number, and Profile photos.
• Billing Data: Billing address, transaction history, and payment status (UPI details, transaction IDs). We do not store raw card numbers.
• KYC & Affiliate Data: For users registered in our Referral/MLM Affiliate Dashboard, we collect PAN card details, Aadhaar numbers, and Bank Account details to comply with tax laws (TDS) and disburse commissions.
• Technical Data: IP addresses, browser types, device information, and interaction logs.

3. How We Use Your Information

We process your information for purposes based on legitimate business interests, compliance with legal obligations, and the fulfillment of our contract with you. Specifically, we use your data to:

• Provide and maintain our AI courses, workshops, and dashboards.
• Track and link sponsor codes under our 5-Level MLM Affiliate matrix.
• Verify your identity and process direct bank payout transfers for commissions earned.
• Send important updates, transactional notices, and customer support communications.
• Prevent fraudulent registrations, payment issues, and security breaches.

4. Cookies & Referral Tracking

Our platform uses cookies and localized storage mechanisms to identify referring affiliates (Sponsors) when new users access checkout links. This cookie (e.g., `vyora_ref`) is saved on the user's browser for up to 7 days or deleted immediately upon successful sign-up to ensure correct attribution of MLM affiliate commissions. You can disable cookies in your browser settings, but it may restrict certain tracking and checkout functionalities.

5. Data Sharing and Disclosures

We do not sell, rent, or lease your personal database to third-party marketing companies. We only share information with:

• Payment Processors & Gateway partners to securely handle payment completions.
• Government & Tax Authorities: We deduct applicable TDS on affiliate commission payouts and file returns with the Income Tax Department of India, requiring disclosure of your PAN and transaction totals.
• Legal Compliance: If required by law, court order, or police investigation in Vadodara, Gujarat.

6. Security & Sensitive Personal Data (SPDI)

We execute standard technical and organizational security measures (SSL, secure database hashing) to protect your sensitive personal details (such as password credentials and KYC data). While we strive to maintain the highest standard of protection, please remember that no system is 100% secure. Do not share your login passwords or OTPs with anyone claiming to represent Vyora Growth Academy.

7. Data Retention & Deletion Rights

We keep your profile data as long as your account remains active on the platform. You have the right to request deletion of your account and sensitive KYC records. However, transaction records, tax records, and MLM payout historical ledger entries will be retained to comply with commercial and tax laws of India.